| At Quik Pawn
Shop your privacy is important to us. This Privacy Policy
describes the information we collect and how we use that
information and applies if you have applied for service
with Quik Pawn
Shop, or if you are a current or former customer.
This Privacy Policy is effective as of January 1, 2007.
1. Protecting the Privacy of Customer Information
We are
committed to protecting your privacy and providing a secure
online experience. We maintain physical, electronic, and
procedural safeguards that comply with federal standards
to transmit and store information about you. For instance,
we use computer virus protection software, firewalls, and
Secure Socket Layer (SSL) for data transmission.
2. Information We Collect About You
We collect "nonpublic
personal information" about
you from several sources:
- Information you provide on your
application
- Transaction and experience information
with us
- Information from a consumer reporting agency
- Non-personally
identifiable information such as URL and TCP/IP information
3. How We Use Information We Collect
The information we
collect about you is primarily used to provide services
to you and contact you regarding administrative notices.
We may also use your information to resolve disputes, troubleshoot
problems, and enforce our agreements with you, including
our Terms and Conditions, Application Agreement, Loan Agreement,
and this Privacy Policy. Although we may disclose information
we collect and retain, its use will be limited to what
we reasonably believe is appropriate and necessary to carry
on our business and to provide the quality of service you
expect and deserve.
4. Parties To Whom We Disclose
We do not sell, trade,
or rent your information to others without your express
consent, except as set forth below or otherwise allowed
by law. We only provide these parties the information they
need to provide services, and they are prohibited from
using the information for any other purpose.
- Information
we share with Affiliates:
- Some of our services are provided using our affiliates,
and we share nonpublic personal information with
them.
- Information we share with Third Parties:
- We use certain non-affiliated third parties as service
providers, and we share nonpublic personal information
with them.
- Information we share with Financial Institutions:
- We may disclose information we collect to financial
institutions with whom we have a marketing and servicing
agreement such as banks and our affiliates.
5. Choices Regarding Collection, Use, and Distribution
We
may send you email regarding our service from time to
time. We may send out periodic emails informing
you of technical service issues related to a service
you requested. You will not be able to choose to unsubscribe
from these mailings as they are considered an essential
part of the service you have chosen.
6. Accuracy of Your Account Information
We have established
procedures to ensure that your financial information is
accurate, current and complete, in keeping with reasonable
industry standards. We continually strive to maintain complete
and accurate information about you and your accounts. Should
you ever believe that our records contain inaccurate or
incomplete information about you, please notify us. We
will investigate your concerns and correct any information
we determine to be inaccurate.
7. Changes to this Privacy Policy
Since circumstances
and technologies change, we reserve the right to change
or remove portions of our Privacy Policy at any time without
prior notification. If the changes are substantial, such
as adding a category of information that we will disclose
to a third party, we will notify existing customers by
email and give them an appropriate time period to opt out
of the disclosure.
8. Who Do You Contact With Questions?
If you have any
questions about this Privacy Policy, the practices of this
site, or your dealings with this site, please contact us
by sending a letter to:
Quik Pawn Shop
Customer Service
P.O. Box 241525
Montgomery, AL 36124-1525
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